Through December 31, 2025, Cambridge financial professionals are eligible for a special promotional four percent referral reward.

To qualify for the full four percent referral reward, paid in two separate installments, the referred financial professional must have a minimum of $50,000 in anticipated annual revenue paid through Cambridge, excluding fixed insurance. They must join Cambridge within 12 months of the referral date and generate at least $50,000 in actual revenue within their first 12 months at Cambridge. The referring individual must be active with Cambridge at the time of both payments, and the referral must not have an existing or prior relationship with Cambridge.

The referral is deemed valid and credited if a Cambridge Business Development Director connects with the referral or the referrer within two weeks of submission. If no connection is made within that initial two-week window, the referral will not be considered valid, and the opportunity opens for another individual to refer that person. The referral expires if no meaningful conversation occurs within nine months of the submission date, regardless of whether initial contact was made.

Referrals producing between $0 and $49,999.99 in their first year are not eligible for the Referral Rewards Program. The program is subject to change.

Payment For Producing Financial Professionals:

• Payment 1: A credit of two percent of the referral’s anticipated annual revenue will be applied to the referring financial professional’s compensation statement following the referral’s FINRA join date.
• Payment 2: If the referral meets the first-year production requirement, an additional two percent of the referral’s actual annual revenue will be credited in the 13th month.

Payment For Non-Producing Financial Professionals and Administrative Staff:

• Payment 1: Cambridge will issue a check or ACH payment for two percent of the referral’s anticipated annual revenue following the referral’s FINRA join date.
• Payment 2: If the referral meets the first-year production requirement, an additional two percent of actual revenue will be issued in the 13th month.

Promotion Expiration: The four percent referral bonus promotion ends December 31, 2025. Leads submitted after this date will be eligible for the standard two percent referral reward.

Reward Cap: $50,000 maximum total reward per referral.

Exclusions: The Referral Rewards Program does not apply to enterprise leaders, business leaders, or enterprise members designated to act in a recruiting capacity if the referred individual joins their group. It also does not apply to any financial professional receiving an override on the referred recruit for any reason.